Ranjeet Jha
// Profile

Ranjeet Jha

SVP Engineering | Head of Engineering & Architecture - Payment

Engineering leader with 20+ years building high-scale platforms across Payments, Open Banking, and Digital Commerce — PCI-DSS-compliant payment systems, low-latency APIs serving millions of transactions, and terabyte-scale NoSQL platforms delivering 99.999%+ uptime. Author of two Amazon best-selling MongoDB books.

0Years in engineering
0Amazon best-selling books
0Daily payment transactions scaled
0Daily API requests at <15ms latency
0Kafka messages handled daily
0Platform uptime delivered
// Expertise

What I do best.

Two decades of hands-on architecture and engineering leadership. A passionate and certified Architect, built several critical distributed systems.

🧭

Engineering Leadership

Architecture blueprints, NFR frameworks, and engineering standards — partnering with CXOs to align technology with business growth.

💳

Payments & Fintech

PCI-DSS-compliant payment platforms scaled from zero to 3M+ daily transactions, including NPCI-connected bill payment and recharge stacks.

🏦

Open Banking & AA

ReBIT-compliant Account Aggregator platforms and India's first ABDM-backed Digital Health Locker — secure, consent-driven data exchange.

🍃

NoSQL & Data Engineering

MongoDB clusters ingesting 1.5TB/day, Kafka pipelines at 900M+ daily messages, plus Redis, Cassandra, ElasticSearch, and Aerospike at scale.

☁️

Cloud & Infrastructure

AWS-certified architect delivering cost-optimized, cloud-native platforms with automated failover, containerization, and reliability engineering.

High-Scale APIs

Central API ecosystems serving 40M requests a day at sub-15ms latency through microservices, caching, and routing optimization.

// Career

Two decades, six chapters.

From Java developer to engineering executive.

OCT 2014 — PRESENT

Sr. VP · Head of Engineering

PB Fintech (PaisaBazaar | PolicyBazaar)

First 10 years with Policybazaar and rest with Paisabazaar. Built the end-to-end digital payments stack powering PB Pay from concept to a payment aggregator handling millions of daily transactions. Architected API ecosystems serving 40M daily requests at <15ms, MongoDB clusters ingesting 1.5TB/day, and org-wide Kafka handling 900M+ daily messages — at 99.999% uptime. Built RBI licenced PB Financial Account Aggregator. Spearheaded India's first ABDM-backed Digital Health Locker.

AUG 2011 — OCT 2014

Sr. Manager, Technology

Times Internet Ltd (Times Group)

Led the Non-English News CMS powering TOI, ET, and Navbharat Times at 10M+ daily requests. Built Live Blog, Campaign Manager, and a Spring Batch newsletter engine delivering 50+ personalized newsletters, with Akamai/S3 CDN pipelines and social components on Neo4j + MongoDB.

SEP 2007 — AUG 2011

Tech Lead

eBusinessware Inc.

Designed and delivered scalable Java EE systems across banking & finance, ad-tech, and e-commerce — owning end-to-end SDLC, mentoring engineers, and stabilizing large legacy systems.

SEP 2006 — SEP 2007

Tech Lead (Java JEE)

WIPRO

Built audit modules for Central Excise and Service Tax (500+ JSPs, 125+ tables each). Awarded the Critical Assignment Bonus for outstanding performance.

APR 2005 — AUG 2006

Software Engineer

AgreeYa Solutions

Java JEE engineering on Verizon Wireless B2C, B2B, and WMS platforms — Struts, EJB2, web services, and enterprise design patterns.

FEB 2004 — APR 2005

Software Engineer

INCA Informatics

Where it all began — Java development of web and business components.

// Author & Recognition

Author milestones worth framing.

Books, awards, and the stage — the highlights, one box at a time.

🏆
Amazon · #1 Best Seller

MongoDB Administrator's Guide

Hit #1 in Amazon's Computer Databases chart with a 5.0★ rating — ranked ahead of long-standing database classics.

📗
Amazon · #1 Best Seller

MongoDB Essentials

The developer-side best-seller that started it all — from your first document to production-ready applications on MongoDB 8.0.

✍️
Blogger

Blogging at mySoftKey.com

I write my thoughts as technical posts on mySoftKey.com over the weekend, especially whenever not working on a project.

🔍
Packt Publishing · UK

Lead Technical Reviewer

Trusted reviewer for Apache Cassandra Essentials and Real-time Analytics with Storm and Cassandra.

🏆
GitLab & UBS Forums · 2026

DevOps Professional of the Year

Named Winner at the 12th DevOps Conclave & Awards, The Westin Gurgaon — see the awards page.

🏅
Technophiles India · 2026

Best Engineering Team of the Year

Paisabazaar engineering recognized as Best Engineering Team of the Year (FinTech) at The Leela, Delhi, 21 Aug 2026 — a team trophy for a team sport.

// Paisabazaar

Milestones at Paisabazaar.

Payment products built from scratch — live in production, with more in flight.

💳
Digital Payment

PCI-DSS Certified Payment Platform

Built the digital payments platform from scratch — and got it PCI-DSS certified.

🧾
Payment Platform

Bill Payment Platform

Pay any bill — credit card, loan, electricity, water, FASTag, and more. Every biller listed at NPCI is listed at Paisabazaar.

📱
Recharge Platform

Prepaid Mobile Recharge

Built the prepaid recharge platform covering Airtel, Vodafone Idea, Jio, BSNL, and more.

🎁
Closed Wallet

Reward Platform

A closed-wallet platform that rewards customers for availing services at Paisabazaar — redeemable on bill payments and recharges.

UPI · ◐ In Progress

TPAP — UPI

Building a UPI (Unified Payments Interface) offering by connecting to NPCI APIs for our valuable customers.

🎟️
Voucher · ◐ In Progress

Voucher Journey

Building a voucher customer journey to purchase vouchers and gifts for our valuable customers.

// Policybazaar

Milestones at Policybazaar.

The platforms that keep Policybazaar fast, reliable, and compliant.

💳
Zero → Company

Digital Payments → PB Pay

Built Policybazaar's digital payments from scratch — a team that became a vertical, and is now PB Pay, a payment aggregator company.

P95 < 15 ms

Core Service APIs

Built a central API ecosystem from scratch — customer, visitor, enquiry, documents, policy data for renewals — serving at P95 under 15 ms.

🍃
₹10+ Crore Saved / Year

MongoDB data 1.5 TB a Day

Highly scalable, reliable clusters on Community Edition ingesting 1.5 TB daily — saving ₹10+ crore every year.

🔄
900M+ Messages / Day

Kafka Streaming

Highly scalable, reliable Kafka clusters for asynchronous integration and streaming on Community Edition — serving 900 million messages a day and saving ₹5+ crore every year.

🏦
RBI · Open Banking

PB Financial Account Aggregator

Built the RBI-regulated open-banking Account Aggregator platform under the PB Fintech umbrella — secure, fast, consent-driven financial data exchange.

🇮🇳
India First

ABDM Digital Health Locker

Built India's first Digital Locker connected to ABDM (Ayushman Bharat Digital Mission) under the Ministry of Health.

// Certifications

Validated by the industry.

// Education

Always a student.

Every few years, a new classroom — the systems, the strategy, and the leadership behind the engineering.

BITS Pilani M.Tech — System Software

Engineering practices, AI/ML, data analytics, data warehousing, and data mining.

Technology Strategy Innovation Data Analytics Big Data Data Mining Data warehousing
IIM Calcutta Executive MBA

Learn from top mind and different aspect of alignment and growth mindset.

Leadership Management Business Strategy Growth Mindset Learning
IIT Delhi CTO Programme

Learn technology strategy, growth mindset.

Technology Strategy Digital Transformation Innovation AI first Architecture Align with business strategy growth mindset 📸 Cohort gallery →
// Explore

The story, in three rooms.

Trophies, stages, and classrooms — pick a door.

🏆
Trophy Shelf · 2026

Awards

DevOps Professional of the Year and Best Engineering Team of the Year — trophies, photos, and the stories behind them.

🎤
On Stage · 3 Events in 2026

Speaking

Panels at the DevOps Conclave, the Data & GenAI Summit, and Dine With DevOps — photos from the stage.

🎓
Always a Student

Learning

Campus immersion at the IIT Delhi CTO Programme — moments from the classroom, cohort, and felicitation.

✉️
// Work With Me

Let's build something reliable.

Speaking, advisory, technical reviews, or just talking databases at scale — I'm happy to connect. You can also grab my full resume below.